HOA fees across the leading master-planned communities in North DFW range from $800 to $3,355 annually for single-family homes, and what those fees cover varies just as dramatically. Harvest in Argyle bundles internet, resort pools, and a working farm program into $2,070 a year; Hidden Lakes in Keller delivers three pools and a Robert Trent Jones Jr. golf course for $785. Home prices across these communities span the high $300,000 to well over $1 million, and property tax rates add another 2.09% to 2.71% depending on the address.

This comparison covers six communities across Argyle, Flower Mound, Denton, Keller, and North Fort Worth, breaking down HOA fees, tax exposure, amenity depth, school district alignment, and price tiers so you can evaluate them against your budget and lifestyle before scheduling a single showing.

What HOA Fees Actually Buy in These North DFW Communities

HOA dues in these master-planned communities fund the lifestyle infrastructure that differentiates them from standard subdivisions, but the range is wide, and so is what each fee delivers.

Hidden Lakes in Keller carries the lowest annual dues in this comparison: $785 for 2026 (a 5% increase from the 2025 rate of $748, per the community's official assessment letter). That covers three junior-Olympic swimming pools, playgrounds, sports courts, hike-and-bike trails, and a community clubhouse across nearly 1,800 homes. Hidden Lakes is a mature, built-out community. Its infrastructure is established, and its reserve base funded, which is part of what keeps its master HOA costs lower than newer developments.

Harvest by Hillwood in Argyle assesses most single-family homeowners $2,070 annually for 2026 (billed in two $1,035 installments on January 1 and July 1). That fee includes a bulk Frontier internet and cable package, three resort-style pool complexes, two 24-hour fitness centers, a farmer-managed greenhouse, Farmhouse Coffee & Treasures, basketball and volleyball courts, soccer fields, a kayak pond, and a 300-plus-event annual lifestyle program, which is one of the most active in North Texas. Townhome owners pay an additional $225 per month sub-association fee covering exterior building insurance and maintenance; Townside homes and duplexes pay an additional $500 annually for front-yard maintenance.

Pecan Square in Northlake uses a tiered fee schedule based on lot type, published directly by the developer. Standard 50-foot and 60-foot front-entry lots pay $2,260 annually; 40-foot and 70-foot rear-entry lots pay $3,121 and $3,355 respectively; townhomes reach $7,060 annually. Rear-entry and townhome products include front-yard maintenance. Every homeowner receives Frontier 2G internet access to the Town Square, The Arena event pavilion, multiple pools, pickleball courts, a co-working space, and over 10 miles of trails.

Canyon Falls, straddling Flower Mound, Argyle, and Northlake, charges $608 per quarter ($2,432 annually) across its residential sections, per the community's official 2026 assessment schedule. That fee bundles front-yard maintenance, Frontier internet and cable, and full access to the Canyon Falls Club, an infinity-edge resort pool, a fitness center, the Hay Barn gathering space, a dog park, and over 11 miles of paved and over 3 miles of unpaved trail through the Graham Branch Creek Preserve.

Landmark by Hillwood in Denton has published its HOA dues at $1,600 per year, split into two semi-annual payments, per the community's official FAQ. Dues cover maintenance of parks, trails, and neighborhood amenities but do not include front-yard maintenance or internet service.

Wildflower Ranch in North Fort Worth offers entry-level amenity-community living at $800 to $875 annually depending on the builder section (Vision Community Management, 2026). Amenities include a community pool, playground, trails, and a lazy river within a Northwest ISD setting.

Home Price Ranges by Community

HOA fees make sense only alongside the home prices they accompany. Here is where each community sits based on aggregated MLS listing data (three months ending mid-2026):

Harvest (Argyle): The broadest price range in this group. Townhomes start in the high $200,000s to low $300,000s; standard single-family homes span the mid-$300,000s through the $700,000s; and estate-lot products on one to three acres reach $1 million or more. Buyers targeting mid-range single-family products will generally find themselves in the $450,000–$700,000 band across active phases.

Pecan Square (Northlake): Prices run from the mid-$400,000s on 40-foot lots to $1 million-plus on the community's larger homesites. Standard lots in the $500,000s–$700,000s represent the largest share of active inventory, while 100-foot-wide lots start above $1 million.

Canyon Falls (Flower Mound/Argyle sections): Sections zoned to Argyle ISD are broadly priced from the $700,000s through $1.1 million-plus in newer phases. The official community site lists homes from the $700,000s to $1 million-plus.

Hidden Lakes (Keller): Homes range from the $500,000s in interior sections to $900,000-plus on golf-view and larger lots. Keller's overall median sale price is in the mid-$600,000s, but Hidden Lakes consistently carries a premium within that market given its amenity depth and established character.

Landmark (Denton): New construction pricing spans the high $300,000s to $1 million-plus across nine builders, with active Phase 1 listings clustering in the $500,000–$700,000 range. The broader Denton resale market sits notably lower, meaning Landmark carries a meaningful new construction premium over existing Denton housing stock. That gap is a useful baseline when weighing new-construction carrying costs against resale options at the same purchase price.

Wildflower Ranch (North Fort Worth): The most accessible price tier in this group, with new homes from the $300,000s through the $700,000s depending on builder and plan selection. This community offers the strongest per-square-foot value among the six, with the trade-off being a less extensive amenity package.

Tax Rates: The Number Most Buyers Underweight

HOA fees are visible and easy to compare. Effective property tax rates are less visible but often more consequential to monthly carrying cost, and in this corridor, the difference between the highest and lowest effective rate can exceed $4,000 annually on a $600,000 home.

Landmark (Denton) publishes the highest combined rate in this group at 2.708% per $100 valuation, per the community's official FAQ.

That figure combines the Denton MMD (0.770%), City of Denton (0.5954%), Denton County (0.1859%), and Denton ISD (1.1569%). On a $600,000 home before the Texas homestead exemption, that translates to approximately $16,250 in annual property taxes.

Note: Denton ISD voters approved a 5-cent rate increase in November 2025 (VATRE); the Landmark FAQ may not yet reflect the updated Denton ISD component of $1.2069 per $100, which would bring the combined rate to approximately 2.758%. Verify the current combined rate directly before making an offer.

Pecan Square (Northlake) publishes a combined rate of 2.43% per $100 valuation, which includes Denton County, Northwest ISD, the Town of Northlake, two Emergency Service Districts, and the Northlake MMD No. 1, a Municipal Management District assessment of $0.705 per $100.

On a $600,000 home, that produces approximately $14,580 in annual taxes before the homestead exemption.

Harvest (Argyle) publishes a tax-rate range of $2.09 to $2.48 per $100 valuation across its sections. The variation depends on whether a given address falls within Argyle ISD or Northwest ISD, two meaningfully different school district levy rates.

Buyers should verify the exact rate for their specific lot address through the Denton County Tax Assessor-Collector before calculating carrying costs.

Canyon Falls tax exposure depends on which municipality a given section falls within. Flower Mound sections that carry no MUD or WCID overlay combine the Town of Flower Mound rate ($0.387 per $100), Argyle ISD ($1.173 per $100), and Denton County ($0.186 per $100), a combined effective rate of approximately 1.75% on those addresses, per published 2025 rates from the Denton County Truth-in-Taxation database.

Northlake sections within Canyon Falls carry the Northlake MMD No. 1 assessment ($0.705 per $100) in addition to base rates, a difference that can represent $4,000 or more annually on the same purchase price. Always request the full effective rate for your specific address before making an offer.

Hidden Lakes (Keller) falls under Tarrant County and Keller ISD and generally runs lower effective rates than the Denton County communities above. There are no MUD overlays in most Hidden Lakes, which is a structural cost advantage worth running through a full calculation when comparing it to Northlake or Argyle addresses.

Wildflower Ranch (North Fort Worth/Justin) carries a combined effective rate of approximately 2.27% or higher depending on the specific lot, per published builder data (Vision Community Management, 2026). The City of Justin adopted a rate of $0.670 per $100 valuation for 2025, per the Denton County Truth-in-Taxation database, a meaningful increase from the prior year as the city funds infrastructure for rapid growth.

Rule of thumb: For every 0.25% difference in effective tax rate, a $600,000 home carries approximately $1,500 more or less in annual taxes. Those variable compounds significantly on a long hold, and it is the one buyer most often discovering after closing.

Amenity Depth: What Each Community Prioritizes

Among these six communities, Pecan Square leads on social and retail infrastructure, Canyon Falls on preserved natural open space, Harvest on organized programming depth, and Hidden Lakes on golf-course integration, with each optimized for a different primary buyer profile. The one that fits best depends on which amenities you will actually use, not which amenity list is longest.

Harvest: Agrihood & Community Programming

For buyers who prioritize organized community life, Harvest centers on its agrihood concept: a farmer-managed working farm and greenhouse, Farmhouse Coffee & Treasures, community gardens, and a lifestyle program with 300-plus events annually. If farm-to-table culture and a strong sense of neighbor connection are meaningful factors, Harvest is worth a close look on those dimensions.

Pecan Square: Urban-Feel Town Square

Pecan Square is the most urban-feeling community in this group. Its Town Square, Jackson Hall, The Arena event pavilion, and on-site co-working space function more like a small downtown than a backyard amenity cluster. On-site Northwest ISD schools, such as Johnie Daniel Elementary (open) and Floyd Barksdale Middle School (opening for the 2026–2027 school year), add daily-convenience value that no other community in this comparison currently matches.

Canyon Falls: Nature-First Preserve

For buyers who prize preserved open space above all else, Canyon Falls is the strongest candidate. Over 11 miles of paved and over 3 miles of unpaved trail through the Graham Branch Creek Preserve, 200 acres of natural open space, exposed limestone bluffs, and oak hammock greenbelts make this the most nature-integrated option in the group. Its smaller residential footprint, capping at approximately 972 homes at buildout, produces a quieter, lower density feels than Harvest or Pecan Square.

Hidden Lakes: Established Golf Community

Hidden Lakes offers the deepest golf community integration of the six, anchored by the on-site Sky Creek Ranch Golf Club. This is an 18-hole, par-72 championship course stretching 6,953 yards from the back tees, designed by Robert Trent Jones Jr. and open to the public. Three pools, playgrounds, established mature landscaping, and 16 named sub-villages spread across nearly 1,800 homes to give buyers meaningful variety under a single HOA umbrella. The established character of the community, featuring homes built from 1996 through 2020, is something newer communities cannot replicate.

Landmark: Live-Work-Play Destination

The landmark is purpose-built for the live-work-play buyer. Its Parks & Wilds system encompasses 1,100 acres of parks, trails, and preserved Cross Timbers habitat, including 35 miles of hiking and biking trails, which is the most extensive trail network of any community in this comparison. A new H-E-B opens early 2027 steps from the community, alongside planned retail and commercial within walking distance and Denton's creative, university-town culture surrounding it. For buyers who want a community that functions as a regional destination rather than a standard subdivision, Landmark is the most forward-looking option in this group.

Wildflower Ranch: Value-Focused Entry Point

Wildflower Ranch delivers core community amenities, including a pool, lazy river, trails, and playground, across a planned buildout of 3,300 single-family homes on 1,100 acres (Hines, developer). It is best suited to buyers who want a master-planned setting with a lower total cost of ownership and less emphasis on organized lifestyle programming.

School District Alignment by Community

Each community in this corridor falls under one of four school districts: Harvest and Canyon Falls span Argyle ISD or Northwest ISD by address; Pecan Square falls entirely within Northwest ISD; Hidden Lakes within Keller ISD; Landmark within Denton ISD; and Wildflower Ranch within Northwest ISD.

Argyle ISD ranks No. 1 in Denton County and among the highest-rated districts in Texas. Keller ISD is a long-established high performer in Tarrant County. For buyers whose offer decision hinges on a specific district assignment, verify by exact address, boundaries shift as districts add campuses in response to growth.

Side-by-Side Quick Reference

See tax section note regarding the pending Denton ISD VATRE update.

Who Should Consider Each Community: Mid-Range and Luxury Tiers

For Mid-Range Buyers ($400,000–$700,000)

Harvest, Pecan Square, and Hidden Lakes each have meaningful inventory in this price band.

Harvest's $2,070 annual HOA is modest relative to its amenity depth, and homes in the $450,000s–$650,000s are available across several active phases and builders. Pecan Square's 50-foot and 60-foot lots in the mid-$400,000s to mid-$600,000s pair with a richer town-center amenity set with on-site elementary school access. Hidden Lakes in Keller offers the strongest pure HOA-to-amenity ratio in this tier ($785/year) with resale homes readily available in the $500,000s–$700,000s, though the community is resale-driven rather than new construction.

Landmark and Wildflower Ranch also enter the mid-range band: Landmark's Phase 1 is actively pricing in the $500,000–$700,000 range across nine builders, while Wildflower Ranch offers the lowest entry points in the entire comparison, from the $300,000s.

Buyers comparing these communities should run the full tax-rate calculation alongside HOA dues. Running a full cost breakdown by address (taxes, HOA, and insurance combined) is the single most effective way to compare these communities at the same purchase price. The gap between Tarrant County (Hidden Lakes) and Denton County communities with MMD overlays (Pecan Square, Landmark) can shift the effective monthly cost by $300–$500 depending on purchase price.

For Luxury Buyers ($800,000 and above)

Canyon Falls, Hidden Lakes, and Harvest all have meaningful luxury-tier inventory.

Canyon Falls sections zoned to Argyle ISD, ranked No. 1 in Denton County (Niche, 2026), are the most sought-after luxury addresses in this corridor, with newer phases broadly priced from the $700,000s through $1.1 million-plus and custom lots trading above that. Hidden Lakes in Keller has a strong concentration of $800,000-plus homes, particularly in gated sub-villages with golf-course views. Harvest estate sections on one-to-three-acre parcels in Argyle ISD also offer luxury-scale products above $1 million.

The tax-rate differential matters significantly at this price point. On a $900,000 purchase, the difference between a Canyon Falls Flower Mound section (approximately 1.75% effective rate on addresses without MUD or WCID overlay, based on published Denton County rates) and Landmark Denton (2.708%, pending VATRE update) represents roughly $8,600 in annual taxes. That gap alone is worth stress-testing against your lifestyle priorities before committing to an address.

Landmark lists homes up to $1 million-plus through nine builders, with Denton ISD expanding its campus footprint alongside the community's buildout, a factor that will increasingly matter to luxury buyers with school-age children. Buyers evaluating luxury and move-up homes across Argyle, Flower Mound, and Keller should note that Canyon Falls Argyle ISD sections and Hidden Lakes Keller both carry strong resale histories, while Landmark and Harvest estate sections represent newer inventory with less established resale data to benchmark.

Reach out to us to talk about which community you would like to check, whether you're buying, selling, or both.

Frequently Asked Questions

• Are HOA fees in DFW master-planned communities worth it?

For buyers who will actively use the amenities, the value of math generally works in favor of HOA communities in this corridor. Communities like Harvest, Pecan Square, and Canyon Falls bundle high-speed internet, front-yard maintenance, resort-style pools, fitness facilities, and organized lifestyle programming; services that would cost considerably more if purchased individually. For buyers who rarely use shared amenities, a non-HOA neighborhood may offer a better financial fit. The key variable is honest self-assessment of how heavily you'll use what each community provides.

• What is the total monthly cost of owning a North DFW master-planned community?

Total carrying cost goes well beyond mortgage principal and interest. For a $600,000 home in Pecan Square, factor in: property taxes at an effective rate of approximately 2.43% (~$1,215/month before exemptions), HOA dues ($188–$280/month depending on lot type), homeowner's insurance (typically $200–$350/month in North Texas given hail exposure), and utilities. For the same price point in Hidden Lakes, property taxes will be meaningfully lower given the absence of MUD overlays and Tarrant County's lower base rate, representing a difference of $300–$500 per month that often surprises buyers who compare list prices without running the full number. The Texas homestead exemption reduces the school district's taxable value by $140,000 for primary-residence owner-occupants, which meaningfully lowers the effective tax burden.

• How do MUD and MMD assessments affect property taxes in these communities?

Municipal Utility Districts (MUDs) and Municipal Management Districts (MMDs) are special-purpose taxing entities that appear as additional line items on property tax bills. Pecan Square's 2.43% total rate includes the Northlake MMD No. 1 at $0.705 per $100; that single overlay adds approximately $4,230 annually to the tax bill on a $600,000 home compared to a community without it. Landmark's combined 2.708% rate (pending VATRE update) includes a Denton MMD at 0.770%. Canyon Falls sections in Northlake carry similar MMD assessments; sections in Flower Mound generally do not. Hidden Lakes in Keller has no MUD or MMD overlay. Always request the full effective tax rate for a specific address, rather than just the ISD rate, before making an offer.

• Which community has the lowest overall cost of ownership?

On a pure monthly-cost basis, Hidden Lakes in Keller consistently comes ahead of the Denton County communities in this comparison. Its 2026 HOA of $785 is the lowest in the group; Tarrant County's base property tax rate is lower than Denton County's, and there are no MUD or MMD overlays in most of the community. The trade-off is that Hidden Lakes is a mature, resale-driven community, meaning buyers seeking new construction will need to look elsewhere. Wildflower Ranch offers the lowest home prices in the group, but its effective tax rate of approximately 2.27% or higher reflects MUD and city tax components that add up on lower-priced homes.

• Can I buy a luxury home in this corridor and still access top-rated schools?

Yes, and the school district variable has a direct effect on price. Canyon Falls sections zoned to Argyle ISD (ranked No. 1 in Denton County, Niche 2026) command the strongest premiums, with newer phases starting in the $700,000s and custom lots trading above $1 million. Hidden Lakes in Keller, zoned to Keller ISD, has a strong concentration of $800,000-plus homes in gated sub-villages. Harvest estate sections on Argyle ISD-zoned parcels also offer luxury-scale products. Landmark currently prices up to $1 million plus through nine builders, with Denton ISD expanding alongside the community's buildout.